Pricing

One flat fee for three tiers.
Pay for what you actually use.

One flat monthly fee. No AUM fees. No hidden charges. Cancel anytime.

Early Adopter pricing is temporary — lock in $29/mo today $49/mo when the window closes.
Human Advisor
$5,000+/yr
1% AUM on $500k portfolio
Robo-Advisor
$250–1,250/yr
0.25% AUM, limited AI
WealthPilot
from $348/yr
Flat fee, full AI capabilities
Free
Free Analysis
A real look at where your portfolio stands today.
$0
/month
Start free — upgrade anytime
Get Started — Free →
  • Basic portfolio review using real ETF data
  • One-time risk profile + goal snapshot
  • Demo portfolio with real-market ETF tickers
  • Plain-English summary report
  • No ongoing monitoring
  • No life-event adaptation
No credit card · No commitment
Premium
Premium
Everything in Advisor Replacement, plus a human in the loop when you need one.
$99
/month
Limited rollout — invite list expanding
Subscribe to Premium →
Adds to Advisor Replacement
  • Priority human escalation channel (direct email + scheduled call within 48h)
  • Quarterly tax-optimization consultation (CPA-backed review of realized losses, asset location, Roth conversion windows)
  • Custom transition planning for major life events (job change, equity liquidity, marriage)
  • Concierge onboarding (1:1 portfolio walkthrough)
  • Annual holistic financial review
Includes everything in Advisor Replacement
🛡

No commitment. Cancel anytime.

No minimum term. No cancellation fee. If WealthPilot isn't earning its keep, cancel from your account settings in 30 seconds.

Questions & Answers

Is there really a free version?
Yes. The Free Analysis tier gives you a one-time portfolio review using real ETF data, a risk profile snapshot, a demo portfolio with real-market tickers, and a plain-English summary report. No ongoing monitoring, no rebalancing, no life-event adaptation — just a clear starting picture for your money.
Is the early adopter price really locked forever?
Yes. As long as you keep your subscription active, you'll pay $29/mo regardless of future price increases. We value early believers.
Why three tiers instead of just a pay product?
Most people know they should be doing more with their portfolio but don't know where they stand. Free Analysis answers that without forcing a subscription. Advisor Replacement is the autonomous AI engine that runs your portfolio 24/7. Premium adds a human escalation channel and tax-optimization consultation for investors who want a real person in the loop at key moments.
What does the human escalation channel look like?
Premium subscribers get direct email access to our portfolio team and the ability to book a scheduled call within 48 hours. Use it for material life decisions — receiving equity compensation, an inheritance, a job change with a rollover, a major market event. It's not a chatbot; it's a real person who knows your portfolio.
Do I need to connect a real brokerage account?
Not immediately. You can start with a demo portfolio using real ETF tickers (VTI, VXUS, BND, etc.) and explore WealthPilot's full capabilities before connecting anything real.
Is WealthPilot a registered investment advisor?
WealthPilot provides AI-generated financial analysis and insights for educational and informational purposes. It is not a registered investment advisor and does not provide personalized investment advice. Always consult a licensed financial professional before making investment decisions.
How do I cancel?
Cancel any time from your account settings. You keep access through the end of the billing period. No questions asked.